Finance Love and Relationships

The Case For Living With Your Parents In Your Twenties

It is not that you lack the dignity to live on your own. You are paving the way for bigger things to come.

While we twentysomethings are still trying to find our bearings, living with our parents is not what we wanted. After you have spent enough time living all by yourself without having others around, you learn to appreciate the value of having your own space. However, how can you think about purchasing your own space when you are struggling to clear your student debt? All of us wish nothing more but progress in our lives. Yet, the fear of regression is just too real to ignore. So, while we are moving forward, we want to do it our way.

Here comes the sad bit, though: securing a job that pays you well immediately upon your graduation can be a daunting task. Until you get a job, you will be relying on your financial savings to keep yourself barely afloat. For this reason, from a financial perspective, it is logical to return to your roots and live with your parents. This is what I did, and I have no regrets.

I am very aware that not everybody has the privilege to return home, and I view it as a humble blessing to be able to live with my parents while trying to make sense of what I want my life to become in the next coming years.

Here are some of the pluses of living with your parents:

1. You do not have to spend a dime.

This should go without saying.

When you live with your parents, you do not need to pay your share of the rent. When you are not obligated to pay rent, you can save up money until you are in an excellent financial position to find your own place.

Let’s face it, wherever you go, having to pay the rental fee on a monthly basis is similar to sustaining a physical trauma and living without having to pay a single cent on rent is one of the most concrete arguments for living at home with your parents, unless your parents want to get even with you by taking a calculative stance and request that you pay your share of the rent as well (which is well within their right).

If that is the case, time to proceed with the next perk.

2. Say hello to “free food.”

You are getting more than just yummy, cost-free home-cooked dishes from your parents. You do not need to get your hands dirty in the kitchen, unless of course, your parents want you to cook for the whole family. There are no words to describe that feeling you get upon smelling good food as soon as you walk through the front door and knowing that you are not the chef of the day.

When I was studying abroad, one of the things I dreaded most about adulting is cooking my own meals. I was (and still am) not an excellent chef, and I am sure everyone can agree with me when I say that cooking is a time-consuming activity.

3. You earn yourself time.

While I am looking around the job market for opportunities, I am immensely appreciative that I can live with my parents. That is because I have more time to find a good job that pays well and offers me an opportunity to use my talents.

Being independent comes with hefty financial fees. When we are making a frantic effort to become truly independent, impulse takes precedence over logic. So, we will take the first job that comes to us because we are desperate to make ends meet.

While I try to remain realistic while looking for a prospective job opportunity, I also want to ensure that the jobs I applied for are well within my capabilities and range of experience. Looking for a job that pays you well and allows you to learn heaps can take a while. Plus, once you secure a job, it will take some time before you figure out how much to save comfortably monthly.

4. You get free utilities.

Similar to the earlier point about not having to pay rent, living with your parents means you are entitled to use the utilities at home, such as electricity, water and Internet.

It did not occur to me just how amazing it is to have free WiFi until I was living on my own overseas and covering all of the utility bills with my own funds. It is expensive, I will admit, but in this era, many view the Internet as one of many day-to-day essentials.

Else, how are you going to work remotely? The pain of working remotely is too evident to ignore.


Final 2¢: Patience is a virtue.

Everything said, while living with our parents is not the happiest decision of our lives, it is worth reminding ourselves that it really is not that bad and when the time comes, we will have our own space and get to do whatever we want.

We will have everything our way. It is just a question of time.

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