Career Debt Management

The Beginner’s Guide To Building A Budget

If you want to control your spending and work toward your financial goals, you need a budget. A budget informs you how much money you expect to bring in, then compare that to your essential expenses and discretionary spendings. Instead of viewing a budget as a negative financial tool, you can view it as a tool for achieving your financial goals. The steps in this article can help you create a budget.

Debt Management

How To Survive In An Emergency Financial Situation

The thought of encountering a major negative event that could affect your finances, such as a job loss, an illness, a car accident or a pandemic can keep anyone awake at night. However, the prospect of something expensive and beyond your control happening becomes less threatening if you’re properly prepared. If you are in the midst of a financial crisis, here are six things to do.

Debt Management

Seven Financial Lessons To Always Remember And Live By

We live in a world where money is a constant issue. And yet, we neither take note of it or do something about it. Our education system is flawed; they teach people to be good workers but not good money handlers. So, when Covid-19 struck home, they are struggling to make ends meet after they have been laid off. If they had taken note of these financial wisdoms a long time ago, they could still survive comfortably while the world recovers from the crippling effects of the global pandemic. To all the future twentysomethings, read this before it is too late.