Career Debt Management

The Beginner’s Guide To Building A Budget

If you want to control your spending and work toward your financial goals, you need a budget. A budget informs you how much money you expect to bring in, then compare that to your essential expenses and discretionary spendings. Instead of viewing a budget as a negative financial tool, you can view it as a tool for achieving your financial goals. The steps in this article can help you create a budget.

Debt Management

Seven Financial Lessons To Always Remember And Live By

We live in a world where money is a constant issue. And yet, we neither take note of it or do something about it. Our education system is flawed; they teach people to be good workers but not good money handlers. So, when Covid-19 struck home, they are struggling to make ends meet after they have been laid off. If they had taken note of these financial wisdoms a long time ago, they could still survive comfortably while the world recovers from the crippling effects of the global pandemic. To all the future twentysomethings, read this before it is too late.

Confidence Investing

Encouraging Strategic Splurging

When we are living frugally, we tend to be very careful as to where and when we spend our money. This article attempts to challenge that idea by stating that we human beings need to splurge once in a while. Splurging, in general, is considered to be a nasty habit to pick up but not all splurging habits are the same. The key is to do so strategically. When we deeply believe that we will constantly use an item or and it will bring us a lifetime of benefits, that is when you should splurge. Find out more about when a little bit of strategic splurging is okay.

Debt Management Finance

5 Financial Wisdoms I Wish I Knew Sooner

Your twenties are an important time for learning a lot of money lessons. It’s a time for making financial mistakes, it’s a time for taking financial risks and it is a time to really take control of your money, rather than letting your money control you. To all those who are still in their early twenties, if you can start incorporating these these five financial wisdoms into your life, you are set to enjoy financial freedom and not be paying for your twenties when you are in your thirties.