Career Debt Management

The Beginner’s Guide To Building A Budget

If you want to control your spending and work toward your financial goals, you need a budget. A budget informs you how much money you expect to bring in, then compare that to your essential expenses and discretionary spendings. Instead of viewing a budget as a negative financial tool, you can view it as a tool for achieving your financial goals. The steps in this article can help you create a budget.

Finance Investing

Times When You Should Not Be Investing

Every twentysomething should strive to master the art of investing. Additionally, they should start investing as soon as they can. However, there are times when investing is not the most strategic financial move to make. This article aims to elaborate on six events that needs to be dealt with first before investing his or her money.

Debt Management Finance

Four Unnecessary Wastes of Money You Do Not Realise

Some money-saving tips are blatantly obvious: cutting back on eating out, or ditching expensive bad habits like spending on the latest gadgets every year. Some ways are uncommon enough to be impractical for consistent savings like choosing cheaper hotels on vacation or buying a used car rather than a new one — great advice, but it is not going to help keep your monthly expenses in check. In fact, you may be wasting money in extremely common but often overlooked ways. Here’s a list of four things you probably did not realise you could save on and how you can stop wasting your money on them.

Debt Management Finance

5 Financial Wisdoms I Wish I Knew Sooner

Your twenties are an important time for learning a lot of money lessons. It’s a time for making financial mistakes, it’s a time for taking financial risks and it is a time to really take control of your money, rather than letting your money control you. To all those who are still in their early twenties, if you can start incorporating these these five financial wisdoms into your life, you are set to enjoy financial freedom and not be paying for your twenties when you are in your thirties.